2021 Health Insurance Marketplace Guide

Do you have questions about health insurance enrollment?

We know that the health insurance marketplace can be confusing and frustrating and so we’re continually adding to a list of frequently asked questions we hear from our customers. We hope this free health insurance resource helps you find answers to your health insurance questions and if you do have questions, please don’t hesitate to contact us. Our team of health insurance agents are licensed in all 50 states of the united states, experienced, and knowledgeable for individuals and families.

What is the health insurance marketplace?

 

The health insurance marketplace, otherwise known as ‘Obamacare‘, is where you can purchase plans during open enrollment and during special enrollment periods. To learn more about open enrollment periods and plans available, visit this page to read the full article

What is a special enrollment period?

 

During open enrollment each year, anyone can enroll in marketplace health insurance for the upcoming year to start on January 1st. Health insurance open enrollment deadline is always December 15th. If you don’t enroll before the deadline, you need a qualifying event. Learn more about special enrollment periods and qualifying events in this article.

Is there a penalty for not having health insurance?

 

Penalties for not having health insurance have been discontinued. However, some states do require health insurance and you may still be liable if you live in one of these states. Find out what states and what requirements are in this article.

Will my prescriptions be covered?

 

Health insurance plans have varying levels of coverage and inclusions like remote doctor 24/7 access, preventative care coverage, and even prescription coverage. Many times, prescription coverage is included, or can be added on to your plan. If you need assistance or simple want to save money on your prescriptions, read this article and discover your options.